Category: Finance

  • Bitcoin Wallets: Features That Make A Difference

    At the present moment, a Bitcoin wallet is your gateway to managing, storing, and transacting with your digital assets. With a variety of wallet options available, it’s essential to understand the key features that can make a significant difference in the security and convenience of your Bitcoin holdings. Here, we’ll take a look at the…

  • Ujjivan Small Finance Bank announces its Q2 FY24 results

    Growing Bigger & Stronger Consistently NII at ₹ 823 crore up 24% Y-o-Y; PAT at ₹ 328 crore up 11% Y-o-Y Disbursed ₹ 5,749 crore / ₹ 11,033 crore in Q2FY24/H1FY24; Gross loan book up 27% Y-o-Y Asset quality continues to be healthy with GNPA/NNPA at 2.2%/0.09% & PAR at 3.7%; Deposits at ₹29,139 crore…

  • US Inflation: Signs of Relief Amidst Economic Challenges

    Prices of milk, plane tickets and new cars all fell in the US last month, pushing inflation to its lowest rate in two years. Official figures show that inflation, the rate at which prices rise, was a staggering 4.9% in the 12 months to April. That was down directly from a whopping 5% in March,…

  • Saving Money On International Shipping Costs

    International shipping can be expensive, but there are ways to reduce costs if you’re shipping items abroad. First, compare shipping carriers and delivery services to find the most budget-friendly option for your needs. Consider utilizing air freight for faster delivery or sea shipping to save substantially on costs. Carefully measure and weigh your package so…

  • Challenges Mount for US Banks: Navigating the Turbulent Waters of Commercial Real Estate Loans

    A third of the commercial real estate (CRE) loans in their portfolios saw continued stress as many US-based banks continued to experience stress in the sector. Those who are workers work from home and choose to do so, and this results in a huge blow for homeowners who have borrowed or borrowed money for their…

  • Mastering Your Finances: 10 Essential Money Management Tips

    In the convoluted and ever-shifting realm of personal finance, mastering the art of effective money management stands as an indispensable skill, wielding the power to usher one towards the coveted shores of financial stability and tranquility. Whether you find yourself at the inception of your fiscal voyage or navigating the rough waters of your current…

  • Comprehending GST Implications for Personal Loan Prepayment Penalties and Associated Costs

    In the realm of financial turbulence, personal loans emerge as beacons of salvation. Yet, the introduction of the Goods and Services Tax (GST) has cast its profound shadow upon the landscape of interest rates associated with these loans. With GST’s advent, a cascade of alterations has unfurled across the tapestry of personal lending, intricately weaving…

  • Top 6 Characteristics of a Good Hard Money Lender

    Selecting the right hard money lender is a critical decision for real estate investors. The right service can help you set up a promising rental business by streamlining the hard money loan application process. On the other hand, a bad lender can be a stain on your portfolio with excessive fees and fraudulent deals that lose…

  • Loyal Transfers: The Key To Unlocking Financial Freedom

    Imagine waking up one day and realizing that you don’t have to work anymore; you have the money to live a comfortable life now and in the future. You can take time out for yourself, take classes to learn new skills, or even volunteer when you want – that is financial freedom. Even though it…

  • Reasons to Take out private health insurance that works with the local community

    There are simply far too many people wandering about without taking proper care of themselves. While it’s wonderful to have a carefree existence without any stress, it is better to be in that mode knowing that all eventualities can be covered if anything goes wrong. Nobody can predict the future. Indeed, it’s hard enough guessing…